Get a Credit Decision in Seconds

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Get a credit decision in seconds.
Apply Now*
*By applying you agree that, if approved, Synchrony Bank may provide you with a
PayPal Extras Mastercard or, as available, a PayPal Platinum Mastercard® account.
See additional details below.
Dear Larry E.
With the PayPal Extras Mastercard, you can earn Rewards Points1
on purchases anywhere Mastercard is accepted.*
3x Point/$1 Spent1
on Gas & Restaurant
2x Point/$1 Spent1
on PayPal & eBay
1x Point/$1 Spent1
on other Mastercard®
Maximum of 50,000 Points can be earned in a Card Year.
Get everything you love about PayPal
- and more.
Get everything you love about PayPal and more.
PayPal Platinum Mastercard or PayPal Extras Mastercard
By applying you agree that, if approved, Synchrony Bank may provide you with a PayPal Extras Mastercard or, as available, a PayPal Platinum Mastercard. The PayPal Extras Mastercard includes automatic enrollment in the Extras Reward Program and has all the benefits that come with a Mastercard. The PayPal Platinum Mastercard does not earn Rewards and has a higher interest rate.
Apply Now*
Redeem your Points for gift cards, merchandise, future travel or cash back directly to your PayPal balance. Plus, use your PayPal Extras Mastercard at over 2 million online retailers within PayPal and buy securely with zero liability for unauthorized charges2.

Just click "Apply Now" to get started.
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*Subject to credit approval by Synchrony Bank. Only U.S. residents over 18 years of age may apply.

1See the Rewards Program Terms for details. "Card Year" means the 12-month period after the Cardholder is enrolled in the Program and each 12-month period thereafter. Accrued Rewards Points that are not redeemed will be forfeited 24 months (2 years) after they were first accrued or if there are no purchases for 12 consecutive months. See Reward Program terms for details and reasons why Rewards Points may be forfeited. Note: Without an active PayPal account to which your Card is linked, you will not be able to (1) use the Card to make purchases through PayPal; (2) earn rewards on PayPal purchases; (3) redeem rewards online and (4) take advantage of online account management, make payments online or receive online statements. You will only be able to redeem rewards in the form of a statement credit by calling the number on the back of your card.

2Unauthorized charges does not include charges by a person to whom you have given authority to use your account or card, and you will be liable for all use by such person.

The PayPal Extras Mastercard and PayPal Platinum Mastercard are issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.

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